Legal
Privacy Policy
Effective date: 2026-05-02
This Privacy Policy explains how NetWorthy (“we”, “us”, “our”) collects, uses, and shares information when you use the NetWorthy website and app (the “Service”).
We design NetWorthy to help you understand your net worth. That means we process financial details you enter. We treat that information as sensitive and aim to minimize data collection while still delivering the features you expect.
1) Information we collect
Account information
- Name, email address, and authentication details (including Google sign-in identifiers when used).
- Plan and role (free/pro, user/admin) and basic preferences such as preferred currency.
Financial tracking data you provide
- Holdings, balances, quantities, identifiers (e.g., ticker), and recorded dates.
- Manual market values you enter and currencies attached to those values.
- Will-management and trusted contact workflows (if you use those features).
Usage and device information
- Basic logs needed to keep the Service secure and reliable (e.g., error logs).
- Session-related signals to keep you signed in and protect your account.
2) How we use information
- Provide core functionality (dashboards, valuations, reports, and preferences).
- Calculate and display portfolio totals (gross worth, liabilities, and net worth).
- Enable paid features and handle subscriptions and billing where available.
- Improve performance, prevent abuse, and maintain security.
- Communicate important service updates (e.g., security notices, billing status changes).
3) How we share information
We do not sell your personal information. We share information only in limited circumstances:
- Service providers (e.g., hosting, error monitoring) who process data on our behalf.
- Google if you use Google sign-in (to authenticate you).
- Stripe for payments and subscription management (we do not store full card numbers).
- Legal and safety when required by law or to protect users, the Service, and our rights.
4) Market data and third-party sources
Some features rely on third-party market data providers. Those providers may have their own terms and policies. Market data can be delayed, inaccurate, or unavailable. You remain responsible for decisions you make using the information shown in NetWorthy.
5) Data retention
We retain account and tracking data for as long as your account is active and as needed to provide the Service. We may retain limited records as required to comply with legal obligations, resolve disputes, and enforce agreements.
6) Security
We use reasonable administrative, technical, and organizational measures to help protect your information. No method of transmission or storage is 100% secure, so we cannot guarantee absolute security.
7) Your choices and rights
- You can update preferences (such as preferred currency) in the app.
- You can edit holdings you’ve entered, including identifiers and values.
- Depending on your location, you may have rights to access, correct, delete, or export your information. We will respond to valid requests consistent with applicable law.
8) International transfers
Your information may be processed in countries different from where you live. We take steps to protect data when it is transferred across borders, consistent with applicable requirements.
9) Changes to this policy
We may update this Privacy Policy from time to time. If changes are material, we will take reasonable steps to provide notice. The “Effective date” above indicates when the latest version applies.
10) Contact
If you have questions about privacy, contact us via the email address listed in the app or on the website.